IRS Tax Extension 2025: What You Need to Know Before the April 15 Deadline

---

As the 2025 tax filing deadline approaches, many taxpayers are realizing they may not have enough time to gather documents, finalize deductions, or file a complete return.

Fortunately, the IRS allows individuals to request a tax extension, offering a six-month grace period. But there’s a catch—the extension request must be submitted by April 15, 2025.

If you need more time, now is the moment to act. Missing the extension deadline can lead to significant penalties and added stress.

What Is a Tax Filing Extension?

A tax extension gives you until October 15, 2025, to file your federal tax return. This is especially useful if you’re still waiting for important paperwork, dealing with personal or business transitions, or simply need more time to get organized.

It’s important to note that a tax extension does not postpone your payment deadline. If you owe taxes, you’re still required to make a payment by April 15 to avoid interest and penalties.

How to File for a Tax Extension

Filing a tax extension is straightforward and can be done in a few different ways:

1. File Form 4868 Online
Use IRS Free File to electronically submit Form 4868. This is the fastest and most convenient method.

2. File by Mail
Download Form 4868 from the IRS website, fill it out, and mail it to the appropriate IRS address based on your state. Be sure it is postmarked by April 15.

3. Make a Payment with Extension Option
You can also get an automatic extension by making a tax payment online using IRS Direct Pay, the Electronic Federal Tax Payment System (EFTPS), or a credit/debit card. Be sure to indicate that the payment is for an extension.

Why You Still Need to Pay by April 15

Even if you file for an extension, the IRS requires that you estimate and pay any taxes due by April 15, 2025. Failure to do so could result in:

• Interest on unpaid taxes

• A late payment penalty (0.5% per month of unpaid taxes)

• Potential additional fees if you significantly underpay

To avoid these issues, it’s recommended to pay at least 90% of your estimated tax liability.

Are You in a Disaster Area? You Might Qualify for More Time

Some taxpayers living in federally declared disaster areas may automatically receive extended deadlines. For example, certain regions affected by storms or natural disasters in early 2025 have until May 15, 2025, or later to file and pay.

Check the IRS disaster relief page to see if your area qualifies.

What Happens If You Miss the April 15 Deadline?

If you neither file your tax return nor request an extension by the deadline, the consequences can be costly:

• A late-filing penalty of 5% of unpaid taxes per month (up to 25%)

• Continued interest on any outstanding tax balance

• Possible enforcement actions if the amount owed is significant

Filing an extension is free, fast, and helps avoid unnecessary fees.

Final Reminder: Act Now to Avoid Penalties

With the April 15 deadline fast approaching, filing for a tax extension may be the best way to buy time and avoid costly mistakes. Whether you choose to file electronically, mail in your form, or make a payment to trigger the extension automatically, make sure you complete the process before midnight on April 15, 2025.

Delaying could mean penalties, interest, and stress that can easily be avoided. File now, pay what you can, and enjoy the peace of mind that comes with knowing you’ve met your obligations.

Also Read